Today Obama again compared mandated health insurance to mandated auto insurance, in defense of his health proposals. I am so tired of politicians and pundits trying to use this false analogy to sell their proposals.
Auto insurance mandates are state mandates for LIABILITY insurance, not collision coverage. The mandate is that you have insurance coverage for damage you may cause to SOMEONE ELSE'S PROPERTY in an auto accident. States require this coverage for you to have the priviledge of driving your vehicle on roads.
There is absolutely no parallel that can be drawn to a federal mandate for a private citizen to buy health insurance. The federal government requiring a citizen to buy low deductible collision coverage would be a more accurate analogy, but I am not aware of any state that has that requirement.